Landlords
Landlords and property investors
Residential and mixed-use property owners should clearly explain how each property is used and managed.
Risk signals
Common discussion points
- Tenant damage, vacancy, or loss of rent exposure
- Short-stay accommodation or changing occupancy
- Maintenance, inspections, and compliance evidence
- Multiple properties or mixed-use premises
- Mortgage, body corporate, or lease obligations
Covers often discussed
Potential cover areas
- Landlord property insurance
- Loss of rent discussions
- Liability linked to ownership
- Contents or chattels
- Natural disaster and excess considerations
Questions for the adviser
Bring these into the conversation
- Is the property rented, short-stay, owner-occupied, mixed-use, or vacant?
- How often are inspections completed and recorded?
- Are tenancy, rent, maintenance, and compliance records available?
- Has occupancy or property use changed recently?
Preparation tips
Before the meeting
- Prepare tenancy and property management records.
- Document inspections and maintenance.
- Tell the adviser about vacancy, short-stay use, or mixed-use activity.
Prepare your risk context before the adviser conversation.
iCura helps organise the facts, questions, and renewal signals that make insurance advice more practical.