Wholesale/import
Wholesale and import businesses
Importers, distributors, and wholesalers should clarify product origin, labelling, storage, transport, and who takes responsibility at each stage.
Risk signals
Common discussion points
- Imported or private-label products
- Product liability and recall exposure
- Stock stored in warehouses or third-party locations
- Transit, shipping, and marine cargo considerations
- Supplier and customer contract obligations
Covers often discussed
Potential cover areas
- Product and public liability
- Stock and contents
- Material damage
- Business interruption
- Marine cargo or transit discussions
Questions for the adviser
Bring these into the conversation
- Are products imported, rebranded, modified, or assembled?
- Where is stock held and who controls storage conditions?
- Who is responsible during shipping and delivery?
- Are there recall, labelling, or compliance obligations?
Preparation tips
Before the meeting
- Prepare supplier, product, and shipping information.
- List stock locations and peak values.
- Keep contracts that define responsibility during transit and storage.
Prepare your risk context before the adviser conversation.
iCura helps organise the facts, questions, and renewal signals that make insurance advice more practical.